1. Purpose

This policy informs customers of risks associated with financial products distributed by Finnbee Financial Services LLP (“Finnbee,” “we,” “us,” or “our”).

2. General Risks

• Financial products (loans, credit cards, fixed deposits, mutual funds, bonds) carry risks, including credit, market, interest rate, and liquidity risks.
• Finnbee does not guarantee returns, principal repayment, or product approval.

3. Product-Specific Risks

• Loans: Risk of default, high interest rates, or unfavorable terms set by lenders.
• Credit Cards: Risk of overspending, high interest on unpaid balances, and issuer fees.
• Corporate Fixed Deposits: Risk of corporate default; not guaranteed by the Deposit Insurance and Credit Guarantee Corporation (DICGC).
• Mutual Funds: Subject to market risks. Past performance does not indicate future results. Review scheme documents.
• Bonds: Risk of issuer default, interest rate fluctuations, and limited liquidity.

4. Customer Responsibility

• You must assess the suitability of products based on your financial goals and risk appetite.
• Finnbee provides disclosures and guidance but does not offer personalized investment advice unless stated.

5. Contact

For queries, contact us at: